Esther Beggs

Understanding Roof Depreciation in Insurance Claims

When it comes to understanding the intricacies of insurance claims, one term stands out as particularly crucial: depreciation. When talking about a roof, understanding depreciation is essential for homeowners who want to ensure they get the full benefit from their insurance policy. This blog post will delve into what depreciation means for your roof, how […]

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A homeowner reviewing their insurance policy deductible for storm damage repairs

Understanding your Home Insurance Deductible for Storm Damage

Home insurance is a safeguard against the unpredictable, ensuring that homeowners are not left to bear the full financial burden when disaster strikes. However, it is crucial to understand that your home insurance policy does not cover the entire cost of storm damage. Instead, homeowners are required to pay a deductible, which can range from

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A homeowner consulting with a storm-restoration contractor examining roof damage.

The Smart Approach to Hail Damage: Why You Should Think Beyond Traditional Roofing Services

Introduction: Understanding the Nuances of Roof Damage and Insurance Claims When hail storms hit, the damage to a roof can be significant, often leading to either a repair or a complete replacement. However, the steps you take immediately after noticing potential hail damage can have an impact on the effectiveness and financial side of your

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Branson/Springfield Roof Co partner with insurance

Understanding Home Insurance: Key People Involved in Insurance Claims

Navigating the world of home insurance can be overwhelming, especially for new homeowners. Whether a homeowner is dealing with damage to the roofing, siding, or gutters, understanding a few key insurance terms can greatly simplify the process. Some of the main insurance characters include various types of adjusters and your insurance agent. Understanding who is

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Navigating Roof Insurance Claims

Navigating Roof Insurance Claims: Your Guide to a Secure Home and Peace of Mind

In the age of digital convenience, the seemingly mundane task of filing an insurance claim for roof damage has transformed into a swift, almost effortless endeavor. The aftermath of a storm no longer requires days of waiting for an insurance adjuster’s visit. Instead, a simple phone call or a few clicks through an online questionnaire

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The Hidden Health Risks of a Damaged Roof: Understanding Mold Problems

When homeowners think about a damaged roof, concerns like leaks or structural integrity immediately come to mind. However, the health implications of a neglected roof repair can be far more severe and less obvious. From the clear danger of water infiltration to the silent threat of mold growth, understanding these risks is crucial for every homeowner.

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The Smart Homeowner’s Guide to Post-Storm Repairs

After a storm sweeps through, homeowners might feel compelled to immediately fix the visible damages to their roof and home, such as painting over water stains, repairing broken doors, or replacing damaged siding. However, this immediate action might not be the best strategy. Similar to tampering with a crime scene before it’s been thoroughly investigated,

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Navigating Roof Repairs after a Hailstorm: Why cheaper isn’t always better

After the roar of a hailstorm has quieted and the insurance check arrives in the mail, homeowners often face a big decision: to go for the most budget-friendly roofer and potentially pocket the difference. This line of thought, which might seem practical at first glance, carries hidden pitfalls. Opting for the lowest bid might seem

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